Monetization Policy

1.1 Purpose

These Channel and Monetization Terms ("Creator Terms") govern your participation in the CloudSave Channel system and Monetization Program. They establish the rules for creating Channels, publishing content, and earning revenue through the platform.

1.2 Applicability

These Creator Terms apply to any user who:

• Creates a Channel on CloudSave
• Uploads content for subscriber access
• Applies for or participates in the Monetization Program
• Earns or attempts to earn revenue through the platform

1.3 Relationship to Main Terms

These Creator Terms are an addendum to and incorporated into the main CloudSave Terms of Service. By creating a Channel or applying for monetization, you agree to both documents.

In the event of a conflict:

• These Creator Terms prevail for Channel and monetization matters
• The main Terms of Service prevail for all other matters
• Jurisdiction-specific provisions in the main Terms apply to these Creator Terms

1.4 Acceptance

You accept these Creator Terms by creating a Channel, uploading content to a Channel, applying for the Monetization Program, or receiving any payment through the Monetization Program.

3.1 Creating a Channel

Any eligible CloudSave user may create a Channel, subject to account in good standing, compliance with these Creator Terms, and completion of required profile information.

3.2 Channel Types

Channels are one-way broadcasting features where you, as the Creator, are the sole publisher. Subscribers consume content but do not contribute to your Channel.

3.3 Channel Settings

You control Channel name and description, profile picture and banner, content organization and presentation, and pricing tier (within platform guidelines).

3.4 Multiple Channels

You may create multiple Channels, subject to each Channel having distinct content or purpose, no use of multiple Channels to circumvent platform rules, and CloudSave's right to limit the number of Channels per account.

4.1 Content Standards

All Channel Content must comply with the Acceptable Use Policy in the main Terms of Service, be appropriate for the category and audience you select, accurately match your Channel Metadata, and not mislead subscribers about what they will access.

4.2 Quality Standards

While we do not mandate specific technical requirements, we recommend clear, viewable images and videos, readable text content, functional file formats, and regular content updates to maintain subscriber interest.

4.3 Content Featuring Other Individuals

If your content features identifiable individuals other than yourself:

• You must have their written consent (model release)
• They must be at least 18 years old
• You must maintain records of consent for at least 3 years
• You must provide consent documentation upon CloudSave's request

4.4 Content Featuring Minors

Content featuring individuals under 18 years of age must be appropriate, non-exploitative family content, must have verifiable parental/guardian consent, must not be monetized if it features minors as the primary subject in a way that could attract inappropriate attention, and is subject to enhanced review and may be removed at our discretion.

4.5 Third-Party Content

If your Channel includes third-party content (music, images, clips, etc.), you must have proper licenses or permissions, comply with the terms of any licenses, are responsible for any licensing fees, and CloudSave may remove content upon copyright claims.

4.6 Content Accuracy

You must not use misleading thumbnails or titles (clickbait), misrepresent the nature or quantity of content, promise content you do not deliver, or artificially pad content to appear more substantial.

5.2 License Grant to CloudSave

By uploading Channel Content, you grant CloudSave a:

• Non-exclusive license
• Worldwide scope
• Royalty-free (revenue share is separate compensation)
• Sublicensable (to service providers necessary for platform operation)

License to: store, process, and transmit your content; display your content to subscribers who unlock your Channel; create thumbnails, previews, and promotional clips; include your content in platform marketing (subject to Section 11); and adapt content format for different devices and bandwidths.

5.3 License Duration

This license continues for as long as your content remains on the platform, plus a reasonable period for cached content to expire, backup systems to cycle, and ongoing subscriber access windows to complete.

Upon content deletion, we will remove your content within 30 days from active systems and 90 days from backup systems.

5.4 License to Subscribers

When a subscriber unlocks your Channel, you grant them a limited license to view and consume your content for personal, non-commercial use, during the access window only, without the right to download, copy, redistribute, or create derivative works.

5.6 Content After Termination

Upon termination of your account or Channel, you may download your content before termination takes effect, CloudSave's license to your content terminates (subject to Section 5.3), existing subscriber access windows will complete naturally, and we may retain content as required for legal compliance.

6.1 The Paywall System

Channel Content is protected by a paywall. Subscribers must spend Cloud Coins OR watch Rewarded Advertisements to unlock access to your Channel.

6.3 Access Limitations

During an access window, subscribers can:

• View all content in your Channel
• Navigate freely within your Channel
• Access content added during the window

Subscribers cannot:

• Download content for offline use (unless you enable this feature)
• Share their access with others
• Extend or transfer their access window

6.4 Unlock Pricing

Cloud Coin costs for unlocks are set by CloudSave based on platform economics, uniform across similar Channel categories, subject to change with notice to Creators, and displayed to subscribers before unlock.

8.3 Revenue Formula

8.4 Revenue Per Active Subscriber (RPAS)

The RPAS rate is variable and determined by CloudSave, reflects ad market conditions, platform costs, and sustainability, may differ by region or category, is displayed on your Creator Dashboard, and is subject to change (see Section 15).

Current rates are always available at: https://cloudsave.org/creator-rates

8.6 Gross to Net Adjustments

Your Monthly Earnings may be adjusted for refunds issued to subscribers, chargebacks from payment processors, fraudulent activity, currency conversion costs, and applicable taxes withheld at source.

8.7 Earnings Transparency

Your Creator Dashboard displays real-time subscriber counts, daily and monthly unlock statistics, Active Subscriber calculations, estimated and confirmed earnings, and historical performance data.

CloudSave's records are the authoritative source for all revenue calculations. You may request clarification through creator-support@cloudsave.org.

9.1 Payout Threshold

Revenue is paid out when your accrued earnings meet the minimum threshold:

Earnings below the threshold roll over to subsequent months until the threshold is met.

9.2 Payout Schedule

Payouts are processed monthly:

• Earnings are calculated for each calendar month
• Calculations are finalized by the 7th of the following month
• Eligible payouts are initiated by the 15th of the following month
• Funds arrive within 5-15 business days depending on payment method and region

Example: January earnings are calculated by February 7th, initiated by February 15th, and received by February 28th.

9.3 Payment Methods

Available payment methods (vary by region):

You must provide accurate payment information. We are not responsible for delays or losses due to incorrect information.

9.4 Currency

Earnings are calculated in USD. Payouts are converted to your local currency at prevailing exchange rates determined at the time of payout processing. CloudSave does not guarantee specific exchange rates.

9.5 Payment Fees

CloudSave covers standard payment processing fees. International wire transfer fees exceeding $15 USD may be deducted. Currency conversion spreads are included in the exchange rate. Your bank may charge receiving fees (your responsibility).

9.6 Failed Payments

If a payment fails, we will notify you via email. You have 30 days to update payment information. After 30 days, payment is held until information is corrected. Payments unclaimed for 12 months may be forfeited (where legally permitted).

9.7 Payment Disputes

If you believe a payment is incorrect, contact creator-support@cloudsave.org within 60 days, provide specific details of the discrepancy, and we will investigate and respond within 14 business days. Adjustments, if warranted, will be applied to subsequent payouts.

10.2 Tax Information Collection

We collect tax information as required by law:

• W-9 (US persons)
• W-8BEN or W-8BEN-E (non-US persons receiving US-source income)
• PAN (India)
• VAT registration (EU, where applicable)
• Other forms as required by your jurisdiction

You must provide accurate tax information before receiving payouts.

10.3 Tax Withholding

CloudSave may withhold taxes as required by law:

India:

• TDS (Tax Deducted at Source) at applicable rates
• TDS certificates provided annually

United States:

• Backup withholding if W-9 not provided (24%)
• FATCA withholding for non-US persons without W-8 (30%)

10.4 Tax Reporting

CloudSave provides annual earnings statements, TDS certificates (India), 1099-MISC or 1099-NEC (US, where applicable), and other reports as required by law. You can access tax documents in your Creator Dashboard.

11.1 Platform Promotion

You grant CloudSave the right to feature your Channel in platform recommendations, include your content in "trending" or "featured" sections, use your Channel name and thumbnail in platform marketing, and create promotional previews of your content.

11.2 External Marketing

For use of your content in external marketing (social media, advertisements, press), we will seek your consent before use. You may opt out of external marketing in your settings. Opt-out does not affect platform-internal promotion.

11.3 Creator Spotlight

We may invite you to participate in Creator spotlight features, interviews or case studies, and promotional campaigns. Participation is voluntary and may include additional compensation.

11.4 Your Promotional Rights

You may promote your CloudSave Channel on your own social media and websites, using CloudSave branding according to our brand guidelines, and with accurate representation of the platform and your content.

You may not make false claims about earnings or platform features, imply official endorsement by CloudSave, or use promotional tactics that violate platform rules.

12.1 Representations

By participating in the Monetization Program, you represent and warrant that:

Identity and Capacity:

• You are at least 18 years old
• You have the legal capacity to enter into this agreement
• The information you provide is accurate and complete

Content Rights:

• You own or have licenses to all content you upload
• Your content does not infringe any third party's rights
• You have obtained all necessary releases and permissions
• Your content complies with all applicable laws

Tax and Legal:

• You will comply with all tax obligations
• You are not prohibited from receiving payments
• You will report earnings as required by law

12.2 Ongoing Obligations

You agree to maintain accurate account and payment information, respond to CloudSave communications within 14 days, comply with content and conduct guidelines, report any unauthorized access to your account, and cooperate with investigations into potential violations.

12.3 Compliance with Laws

You must comply with all applicable laws, including copyright and intellectual property laws, privacy and data protection laws, advertising disclosure requirements (FTC, ASA, etc.), and local content regulations.

12.4 Advertising Disclosures

If your content contains paid sponsorships, affiliate links, gifted products, or any form of commercial relationship, you must clearly disclose this to your subscribers in accordance with applicable advertising standards (e.g., FTC Guidelines in the US, ASA in the UK).

14.1 Monitoring

CloudSave monitors for fraudulent activity, including unusual unlock patterns, bot or automated activity, coordinated inauthentic behavior, geographic or temporal anomalies, and payment fraud indicators.

14.2 Investigation

If we detect potential fraud, we may temporarily hold payouts during investigation, we will notify you of the investigation, you will have opportunity to respond, and investigation will be completed within 30 days when possible.

14.3 Enforcement Actions

Confirmed fraud may result in warning and correction opportunity (minor, first-time issues), temporary suspension of monetization, permanent removal from the Monetization Program, account termination, or legal action for significant fraud.

14.4 Earnings Adjustments

If fraud is confirmed, fraudulent earnings will be removed from your balance, affected payouts may be reversed or offset against future earnings, clawback is limited to earnings attributable to fraudulent activity, and you will receive itemized explanation of adjustments.

14.5 Clawback Limitations

We will not claw back legitimate earnings unrelated to fraud, pursue clawback for amounts under $50 USD, pursue clawback after 12 months from the original payout, or take action without providing evidence and opportunity to respond.

14.6 False Positives

If you believe enforcement action was taken in error, you may appeal through the process in Section 17. Payouts held during investigation will be released if cleared. We will correct any errors in your earnings records.

15.1 Right to Modify

CloudSave may modify these Creator Terms, including eligibility requirements, revenue calculation methods, payment terms and thresholds, and RPAS rates.

15.2 Notice of Changes

Material Changes (affecting eligibility or revenue):

• 30 days advance notice via email
• Posted in Creator Dashboard
• Effective date clearly stated

Rate Changes (RPAS adjustments):

• 14 days advance notice
• Posted in Creator Dashboard and on website
• Historical rates maintained for reference

Minor Changes (clarifications, typos):

• May be made without advance notice
• Updated "Last Updated" date

15.3 Your Options

Upon material changes, review the changes carefully, continue participating (constitutes acceptance), withdraw from the program before effective date, or request payout of earned amounts before withdrawal.

15.4 Rate Adjustment Principles

When adjusting RPAS rates, we consider advertising market conditions, platform operational costs, Creator community feedback, and long-term program sustainability. We are committed to maintaining fair and competitive rates while ensuring platform viability.

16.1 Suspension by CloudSave

We may suspend your monetization (temporarily disable earnings) for suspected Terms violations (pending investigation), suspected fraudulent activity, failure to maintain eligibility requirements, failure to provide required tax information, or at your request.

Suspension Notice: We will notify you of suspension and reason. For suspected violations, you have 14 days to respond. Suspension may be lifted after investigation or correction.

16.2 Termination by CloudSave

With 30 Days Notice:

• Failure to maintain eligibility after warning
• Extended inactivity (no content updates for 6+ months)
• Discontinuation of the Monetization Program

With 14 Days Notice:

• Repeated minor Terms violations
• Failure to correct issues after suspension

Immediately:

• Severe Terms violations (Section 13.1 content)
• Confirmed fraud
• Legal requirements
• Activity threatening platform integrity

16.3 Termination by You

You may terminate your participation at any time through Creator Dashboard settings or by emailing monetization@cloudsave.org. Effective upon confirmation.

16.4 Effect on Channel

Termination of monetization does not automatically delete your Channel. Your Channel may continue to exist without monetization unless separately terminated.

17.1 Right to Appeal

You may appeal monetization suspension or termination, content removal decisions, earnings adjustments, and fraud determinations.

17.2 Filing an Appeal

To appeal:

• Email: appeals@cloudsave.org
• Subject: "Monetization Appeal - [Your Username]"
• Include: Your account information, decision being appealed, reason you believe the decision was incorrect, and any supporting evidence

17.3 Appeal Timeline

• File within 30 days of the decision
• We will acknowledge receipt within 3 business days
• Initial review completed within 14 business days
• Final decision within 30 days of filing

17.4 Appeal Review

Appeals are reviewed by a team not involved in the original decision. We consider original evidence and decision, your appeal statement and evidence, platform policies and precedent, and any new information.

17.5 Appeal Outcomes

Possible outcomes: Decision upheld (original action stands), Decision modified (partial reversal), or Decision reversed (full reinstatement).

The appeal decision is final for that matter, but does not prevent future appeals for separate issues.

17.6 Reinstatement

If your appeal is successful, monetization will be reinstated within 7 days, held payouts will be released, and earnings records will be corrected if necessary.

18.1 Upon Termination by You

• You receive any earned, unpaid amounts meeting payout threshold
• Sub-threshold amounts are paid out within 90 days regardless of threshold
• Your content licenses to CloudSave terminate (subject to wind-down period)
• You may continue using CloudSave as a regular user

18.2 Upon Termination for Non-Severe Violations

• You receive earned amounts for legitimate activity
• Amounts attributable to violations may be withheld
• 30-day content download period before Channel deletion (if applicable)

18.4 Survival

The following provisions survive termination: Content licenses for wind-down period, payment obligations for earned amounts, confidentiality obligations, indemnification obligations, limitation of liability, and dispute resolution provisions.

19.1 Relationship

You are an independent contractor. Nothing in these Creator Terms creates an employment relationship, a partnership or joint venture, an agency relationship, or a franchise relationship.

19.2 No Employee Benefits

As an independent contractor, you are not entitled to employee benefits (health insurance, retirement plans), workers' compensation, unemployment insurance, paid leave or vacation, or any other employee entitlements.

19.3 Your Responsibilities

As an independent contractor, you are responsible for your own taxes (income, self-employment, VAT/GST), your own insurance, your own equipment and workspace, and compliance with self-employment laws in your jurisdiction.

19.4 No Authority to Bind

You have no authority to enter into contracts on behalf of CloudSave, make representations or warranties for CloudSave, or bind CloudSave to any obligations.

20.2 Exclusions

CLOUDSAVE IS NOT LIABLE FOR LOST PROFITS OR ANTICIPATED EARNINGS, INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES, DAMAGES FROM ALGORITHM OR RATE CHANGES, THIRD-PARTY CLAIMS AGAINST YOU, OR LOSSES FROM YOUR VIOLATION OF THESE TERMS.

20.3 Exceptions

These limitations do not apply to CloudSave's gross negligence or willful misconduct, amounts owed for legitimate earned revenue, or liabilities that cannot be limited by law.

21.1 Your Indemnification

You agree to indemnify and hold harmless CloudSave from claims arising from your Channel Content, your violation of these Creator Terms, your violation of any third party's rights, your tax obligations, and your representations to subscribers.

21.2 Process

We will notify you promptly of claims, allow you to control the defense (subject to our approval), and cooperate reasonably in the defense.

22.1 Entire Agreement

These Creator Terms, together with the main Terms of Service and Privacy Policy, constitute the entire agreement regarding the Monetization Program.

22.2 Severability

If any provision is unenforceable, the remaining provisions continue in effect.

22.3 No Waiver

Failure to enforce any provision does not waive the right to enforce it later.

22.4 Assignment

You may not assign your participation in the Monetization Program. CloudSave may assign these terms in connection with a business transfer.

22.5 Governing Law

These Creator Terms are governed by the laws specified in the main Terms of Service, subject to jurisdiction-specific provisions.